Paul Newman KC looks at a very recent High Court decision on how ‘protected persons’ pension provisions should be construed against the background of TUPE continuity and the Protected Persons Regulations. To read the article, click on the pdf below.

Paul Newman KC looks at how pension documents written for one purpose often end up being used for another, and what that means for those drafting them.   To read the article, click on the pdf below.

The Financial Ombudsman Service (FOS) decides disputes by reference to what is ‘fair and reasonable’ in all the circumstances. HMT, the FCA and FOS have been working on reforms designed to make outcomes more predictable, particularly by reference to what the FCA’s rules required at the time, and by improving how ‘big issue’ complaints are handled. The FCA/FOS consultation paper on this issue, which was published in July 2025, can be found here .   An update and further consultation were...